Investment Matters
NRI CARE SERVICES
Property Investment Matters for NRIs
India remains one of the most attractive real estate markets globally for NRIs, offering both capital appreciation and emotional value. However, the regulatory framework governing these investments—primarily the Foreign Exchange Management Act (FEMA) and the Reserve Bank of India (RBI) guidelines—is dynamic and requires strict adherence to avoid heavy penalties or repatriation challenges.
Our Investment Advisory desk provides a high-level legal map for your Indian property portfolio. We specialize in managing the entire investment lifecycle: from identifying compliant assets and navigating FEMA restrictions on agricultural land to optimizing repatriation routes for sale proceeds. We ensure that your investment is not just profitable, but legally bulletproof.
FEMA & RBI Compliance Framework
Permitted Acquisitions
NRIs can freely purchase residential and commercial properties in India. However, the acquisition of agricultural land, plantation property, or farmhouses is strictly prohibited without specific RBI approval. We provide legal vetting to ensure your target asset meets these criteria.
Repatriation Protocols
Repatriating sale proceeds back to your country of residence involves limitations (generally up to $1 million per financial year from NRO accounts). We assist in structured planning to ensure that your capital moves across borders in a tax-compliant and regulated manner.
TDS & Tax Management
Property sales by NRIs attract a significantly higher Tax Deducted at Source (TDS). Working without professional guidance can lead to large sums of your capital being locked with the government for years.
- Lower Tax Deduction Certificates
- Capital Gains Tax Planning
- NRE/NRO Account Structuring
Asset Management & Leases
An idle property is a vulnerability. We help NRIs monetize their assets through legally secure leasing structures that protect against tenant-related risks and long-term possession claims.
- Airtight Lease & License Agreements
- Periodic Legal Audits of Assets
- RERA Compliance for New Purchases